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Blog2024-09-20T22:33:34+00:00

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Home Owners Insurance

You’ve probably been hearing - and/or have experienced first-hand - insurance rates for home and auto skyrocketing this year:  "After State Farm announced last month that it would cut 72,000 home and apartment policies in California because of inflation, regulatory costs and increasing risks from catastrophes, California's insurance commissioner, Ricardo Lara, told KCRA, "This is a real crisis."Apr 19, 2024. California Association of Realtors (CAR) have now included insurance as a contingency on the buyer offer purchase order.  We are advising our [...]

Ticking Off Bucket List Experiences

July is my birthday month and last year I took a trip in July and decided to keep up the trend every year as much as possible!  All three of these experiences in the title above were bucket list items, which is how I travel, ticking off experiences from my bucket list.  It’s a long list! If you are new here - welcome!  Those of you that know me are familiar with my enthusiasm for travel and travel hacking [...]

Senior Resources

Even the healthiest seniors experience some physical and mental changes as they age, making it more difficult to keep up with household chores and home maintenance. If one of your parents has been asking for help more often than usual, it may be time to consider long-term care, which gives seniors access to professional caregivers with extensive experience providing personal and medical care. If your parent needs some type of long-term care, it's important to be prepared for how [...]

How to Refund a Nonrefundable Airline Ticket

Booking flights for a big vacation months in advance can be tricky. It can leave plenty of opportunity for something unexpected to pop up, putting you in a situation where you'd like to change or even cancel your reservation. Unexpected events can include an illness, a work conflict or a family emergency. You might also find better airfare and wish you could cancel and rebook at a lower price (hint: often, you can). Though most airlines don't have the [...]

Antarctica

On January 5th, 2024, I departed LAX via Houston to Santiago Chile descending at dawn over the treeless, massive Andes mountain range. Met up with my friend flying in from Germany - in customs no less! Wow, what a great start to what was an amazing trip that ended when I touched back down at LAX from Buenos Aires, on January 31st.  Longest trip possibly ever.  I hope there will be many more. As many of you know if [...]

Unlock Savings: Prop. 19 Offers Potential Tax Relief

Millions of California’s are eligible to take advantage of Prop.19 tax savings - they just don’t realize it. Prop. 19 fully went into effect on April 1, 2021 and provides tax savings for seniors (55+), homeowners with disabilities and wildfire victims. It allows homeowners to transfer the taxable value of their primary residence to a replacement home anywhere in California up to THREE times. The purchase of the replacement property must be made within 2 years of the sale [...]

Tips for Traveling Safely

Travel safely by reviewing these helpful tips about common customer service and tourism swindles. Flyer beware: Don't fall for this airline customer service scam and more travel related scams to watch out for. Travelers recently uncovered an increasingly common airline customer service scam.  Here’s what you need to know to keep your information safe read more. Additionally, do you know about the gift scam? No one is safe from the newest tourism swindles. There are a number of tourist swindles [...]

Travel Hacking 101 Reviewed

Curious about the miles and points + credit card world of travel hacking and how it works?  This YouTube channel, Daily Drop has some great recent videos explaining some basics such as: The 5 biggest credit card myths How to find award flights on exact dates What is Daily Drop I trust Kara and Nate the owners of Daily Drop and their team of travel hacking professionals. I also love TPG - The Points Guy - founded by Brian Kelly, a (if not THE) Guru [...]

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